Introduction:

Here are the terms and conditions on which you may make use of our website www.virtueinsight.com whether as a guest or a registered user. We request you to read these terms and conditions carefully before you start to use our site. By deciding to use our site, you indicate that you accept these terms and conditions and that you agree to abide by them. If you do not agree to these terms and conditions, please avoid using our site.

Logins:

When you create a login account on Virtue Insight .com, the details provided should be correct and complete, and please ensure to inform us on the changes that you make. Account holders are meant to accept responsibility to maintain the confidentiality of their account and password, as well as all activities that occur under their accounts. All necessary steps should be taken to ensure that the password is kept confidential and secure, and Virtue Insight should be informed immediately if there is any reason to think that the password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner.

Misprints and Errors:

Virtue Insight agrees to provide current and accurate information on Virtue Insight.com, but errors may occur. Accordingly, Virtue Insight reserves the right to refuse, correct, cancel or terminate any order for products or services for which the price was incorrectly displayed or where otherwise erroneous or inaccurate data was displayed.

Using our site:

We hold the right to withdraw or alter the service we provide on our site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period. Sometimes, we may restrict access to some parts of our site, or our entire site, to users who have registered with us. If you choose, or you are provided with, a user identification code, password or any other piece of information from the website as part of our security procedures, you need to treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if we find you violating our terms and conditions. You are responsible for making all arrangements necessary for you to have access to our site and also hold responsible for ensuring that all persons who access our site through your internet connection are aware of these terms and conditions, and that they comply with them.

Intellectual Property Rights:

Intellectual property means inventions, know how, trade secrets, patents and other confidential information, registered designs, copyrights, database rights, design rights, rights affording equivalent protection to copyright, database rights and design rights, semiconductor topography rights, trade marks, service marks, logos, domain names, business names, trade names, moral rights, and all registrations or applications to register any of the aforesaid items, rights in the nature of any of the aforesaid items in any country or jurisdiction, rights in the circumstance of unfair competition rights and rights to sue for passing off.

We are the owner or the licensee of all intellectual property rights in our site and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You reserve the right to print off a copy, and may download extracts from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site. However, you must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. You do not reserve any right to use any part of your materials on our site for commercial purposes without obtaining a license to do so from us or our licensors.

Terms and conditions of sale - Payment terms, Refund and Cancellation Policy:

As a result of submitting an order for a product or service on Virtue Insight.com, the customer tends to agree without limitation or qualification to complete the transaction. The customer expressly acknowledges and agrees that Virtue Insight can withhold the product or service as a result of non-payment within the agreed credit terms of 30 days. Payments may be made by cheque or by wire transfer. The customer will be informed, if the dispatch of an order cannot be fulfilled or is delayed. Virtue Insight reserves the right to cancel any order at its own discretion, and a refund will be supplied to the customer at such an situation. The descriptions of the products and services sold on Virtue Insight.com are as complete and accurate as possible, and customers are encouraged to read all available information about a product before placing an order. Conference places can be cancelled prior to payment up to one week after the order being placed, with written notification to Virtue Insight.

Contact:

If you have any concerns about material which appears on our site, please contact info@virtueinsight.com

Thank you for visiting our site.